Legal

Disclaimer

Last updated July 11, 2026

The information provided by Cruz Financial Services (“we,” “us,” or “our”) on this website is for general informational purposes only. All information on the site is provided in good faith; however, we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, or completeness of any information on the site.

Not Professional Advice

The content on this website does not constitute financial, accounting, tax, or legal advice and should not be relied upon as a substitute for a professional consultation. Every financial situation is unique. Before making any decision or taking any action that may affect your finances or taxes, you should consult with a qualified professional who can consider your specific circumstances.

Engagement Required

A professional relationship with Cruz Financial Services is established only through a signed engagement agreement. Contacting us, browsing this website, or submitting an intake form does not by itself create a client relationship or any obligation to provide services.

External Links

This website may contain links to external websites that are not provided or maintained by us. We do not guarantee the accuracy, relevance, or completeness of any information on those external sites and are not responsible for their content.

No Guaranteed Outcomes

While we work diligently to deliver accurate and dependable financial support, we cannot guarantee specific results, refunds, savings, or outcomes, as these depend on factors outside our control, including the accuracy of information provided and applicable laws and regulations.

Contact Us

If you have questions about this Disclaimer, please contact:

Inez Cruz, Owner & Financial Professional
Email: inez@cruzfinancialservices.com
Phone: 704 · 769 · 0124